.png)
Commonwealth Retirement Consulting
Commonwealth’s Strategic Retirement Solutions (SRS) team provides our team with support to help you meet all of your responsibilities as a plan sponsor. Whether it’s plan design, regulatory and legislative guidance, investment product due diligence, or participant education and advice, you can feel confident that you have specialized guidance and your participants receive the investment options and value they expect and deserve. Learn more about the team below.
Mat Powers, CFA®, AIF®, AIFA®
Vice President, Strategic Retirement Solutions
​
Mat joined Commonwealth in September 2014. In his current role as Vice President of Strategic Retirement Solutions, Mat sets the overall direction and vision for the department and is responsible for developing and communicating a clear strategy that aligns with the organization’s goals. This includes making high-level decisions, allocating resources, and ensuring that the department’s team members are working toward defined objectives. He is a key member of the Commonwealth ERISA Committee, where he helps evaluate issues and opportunities related to activities covered by ERISA and makes recommendations that benefit Commonwealth and our advisors. Mat leads efforts working across teams to execute department goals and ensure quality project execution and consultation in support of our advisors.
Before joining Commonwealth, Mat worked at Fidelity Investments, BNP Paribas, and Loomis Sayles. Mat has a master’s degree in investment management and a bachelor’s degree in information management, holds AIF® and AIFA® designations, and is a CFA® charterholder.
Thomas Crutchfield, CFP®, AIF®, PPC™, CPFA
Manager, Strategic Retirement Solutions
​
Thomas joined Commonwealth in April 2012 and is currently responsible for strategic initiatives and collaboration with internal departments and third-party service provider firms. Thomas started his career in 1987 as a retirement plan advisor and has since held various client-facing and management positions with Putnam Investments, Fidelity Investments, Diversified Investment Advisors, and New York Life, focusing on client strategy and product management. Thomas previously served as director of financial planning programs at Merrimack College, where he managed all aspects of the CERTIFIED FINANCIAL PLANNER™ curriculum.
He graduated from the University of Houston with an MS in finance and holds the CFP® professional certification, as well as AIF®, PPC®, and CPFA® designations.
Kara Tierney
Manager, Marketing and Communications, Strategic Retirement Solutions
​
Kara joined Commonwealth in October 2022. In her current role as manager of marketing and communications, Kara is responsible for the marketing and communications strategy and programs within SRS as we strive to provide indispensable expertise, high-quality solutions, and innovative resources to advisors. Her focus is refining and enhancing our existing marketing and communications strategy and program in the retirement space.
Before joining Commonwealth, Kara worked at MassMutual Investments, Loomis Sayles, Wellington, Fidelity, and John Hancock Funds. She earned an MBA and BA from Boston College.
Jon Good
Manager, Retirement Consulting
Jon joined Commonwealth in April 2023 as manager, retirement consulting. In this role, his responsibilities include overseeing a team of retirement consultants that fields inquiries from advisors and teammates around retirement-related topics, including employer-sponsored and individual retirement accounts. Jon is involved with numerous product and marketing efforts to increase Commonwealth's tools and capabilities for financial advisors and maintains critical vendor relationships to ensure that we have innovative resources. Before joining Commonwealth, Jon worked at Principal Financial Group in retirement education and was previously a financial advisor.
Jon received a BS from Syracuse University and holds FINRA Series 7, 26, and 66 securities registrations.
Mike Triana, CRPS®, CPFA
Senior Retirement Solutions Consultant
​
Mike joined Commonwealth in May 2011 as a retirement operations specialist and was promoted to team lead in May 2014. In February 2017, Mike transitioned to the Strategic Retirement Solutions team as a retirement consultant. In his current role as senior retirement solutions consultant, Mike assists advisors and home office staff with a variety of retirement-related topics, ranging from traditional IRAs, Roth IRAs, and SEP/SIMPLE IRAs to distributions, beneficiary options, and portability. He stays abreast of trends and developments affecting retirement accounts, including IRS laws and regulations, as well as industry news.
Before joining Commonwealth, Mike worked for Wells Fargo Advisors in the operations department. He earned a degree in economics, with a concentration in management, from Cal Poly San Luis Obispo. Before joining Commonwealth, he lived in Orange County, where he worked for Wells Fargo Advisors in the operations department. He holds CRPS® and CPFA® designations.
Allen Cohen, CPFA®
Senior Retirement Solutions Consultant
​
Allen joined Commonwealth in May 2015 as a retirement sales consultant. In his current role as senior retirement solutions consultant, he fields inquiries from financial advisors and teammates on all retirement-related topics and initiatives.
Allen has been in the financial services industry for more than 20 years; before joining Commonwealth, he worked at State Street Bank, CitiStreet, and ING/VOYA. He graduated from Bates College with a BA in English and holds the CPFA® designation.
Jeff Gillette, CPFA®
Retirement Solutions Consultant
​
Jeff joined Commonwealth in February 2020 as a retirement solutions consultant. In this role, he provides technical and strategic business support to advisors working with individual IRAs, employer-sponsored IRA plans, and employer-sponsored qualified plans.
Before joining Commonwealth, Jeff worked as a senior relationship manager at EPIC RPS. Before that, he was a senior retirement plan consultant with a Boston-area based advisory firm. He graduated from the University of Pittsburgh with a bachelor’s degree in political science and history (pre-law). Jeff holds FINRA Series 7 and 66 securities registrations; a Massachusetts Life, Accident, and Health license; and the CPFA® designation.
Mike Clifford, CPFA®
Retirement Solutions Consultant
​
Mike joined Commonwealth in April 2010 as a retirement operations specialist and transitioned to the Strategic Retirement Solutions team as an IRA consultant in April 2015. In this role, Mike assists advisors and home office staff with a variety of retirement-related topics, ranging from traditional IRAs, Roth IRAs, and SEP/SIMPLE IRAs to distributions, beneficiary options, and portability. He stays abreast of trends and developments affecting retirement accounts, including IRS laws and regulations, as well as industry news.
Before joining Commonwealth, Mike worked at Putnam Investments as a client support administrator. He graduated from the University of Massachusetts at Lowell with a BS in business management and a concentration in marketing and management.
Beau Asbury, CRC,® AIF,® QKA®
Retirement Solutions Consultant
​
Beau joined Commonwealth in June 2023 as a retirement solutions consultant. In this role, he fields inquiries from our advisors and home office staff on all retirement-related topics and initiatives.
Before joining Commonwealth, Beau worked at LPL in roles ranging from retirement services and operations in a call center environment to ERISA and retirement oversight in compliance. In these roles, he gained extensive experience helping advisors grow their retirement business and working on advanced case management issues. Prior to LPL, he spent time at Scudder Investments in sales and service roles. Beau earned a BSBAM in business and finance from the University of Phoenix and holds CRC®, AIF®, and QKA® designations.
Michael Geraci, CRPC,® CRPS,® CPFA,® AIF,®, CIMA®
Supervisor, Retirement Investment Solutions
​
Michael joined Commonwealth in February 2014. In his current role as supervisor, he oversees the Retirement Investment Solutions team, the Retirement Plan Investment Recommended List, and retirement plan investment due diligence. He also performs investment manager selection for the PlanAssist Investment Management 3(38) fiduciary program. His investment specialties entail coverage across key retirement asset classes and share classes for mutual funds, collective investment trusts, stable value products, and target-date portfolios.
​
Before joining Commonwealth, he worked at John Hancock in its Investments and Retirement Plan Services divisions. Michael began his career with Fidelity Investments in brokerage trading. He graduated from the University of New Hampshire with a bachelor’s degree in political science and Brandeis University with a master's degree in finance. He holds FINRA Series 6, 7, and 63 securities registrations; CRPC®, CRPS®, CPFA®, AIF® and CIMA® designations, 401(k) Administrator Certification from the University of Maine, and Massachusetts and California life/variable insurance licenses.
Adam Khalek, AIF®
Retirement Solutions Investment Analyst
​
Adam joined Commonwealth and the Strategic Retirement Solutions team in June 2020 as a retirement solutions investment associate. In this role, he fields advisor inquiries about investment oversight best practices and acts as a liaison for Commonwealth's retirement plan investment platform and associated resources, tools, and vendor relationships.
​
Before joining Commonwealth, Adam worked as an invoicing coordinator for a promotional products financing company. He earned a BS in finance from Framingham State University. He holds the FINRA Series 7 securities registration and the AIF® designation.
Bob Burke
PlanAssist Program Manager
​
Bob joined Commonwealth in August 2021 as program manager for PlanAssist Investment Management, Commonwealth’s 3(38) fiduciary service for direct-held retirement plans. In this role, he oversees most aspects of PlanAssist, including consulting, administration, marketing, and program development.
​
Before joining Commonwealth, Bob worked at The Standard, E*Trade, and SAVVI Financial. He earned his BS in finance from the University of North Carolina and his MS in finance from the University of Baltimore. He currently holds FINRA Series 7, 63, and 65 securities registrations.
Dan Toomey, QKA,® CPFA,® NQPA®
Manager, Retirement Product
​
Dan joined Commonwealth in December 2021 as a retirement product manager. In this role, Dan develops processes and procedures to ensure that Commonwealth meets regulatory standards. He also monitors retirement industry regulatory trends related to ERISA, DOL, and the SEC. Dan has more than 20 years of experience in the retirement industry, including 10 years working in recordkeeping and 10 years overseeing the retirement department at a professional employer organization.
​
He earned a bachelor’s degree in English from the University of Rochester and holds QKA®, CPFA®, and NQPA® designations.
Amber Cao, CPFA®
Strategic Retirement Solutions Associate
​
Amber began working at Commonwealth in February 2019 as a contractor in the Field Development and Transition department and in February 2024 transitioned to the Strategic Retirement Solutions team. In this role, Amber serves as a resource for advisors and their staff with questions related to Commonwealth’s Retirement Plan Consulting Program and the department’s core solutions, resources, and services. She received her BA in economics with minors in psychology and Japanese from the University of Pennsylvania. She currently holds her FINRA Series 7 registrations, and the Certified Plan Fiduciary Advisor (CPFA) designation.
Nathan Lucchino, CPFA®
Strategic Retirement Solutions Associate
​
Nathan started at Commonwealth in June 2022 as an operations support specialist and in February 2024 transitioned to the Strategic Retirement Solutions team as an associate. His responsibilities include building trusting relationships with our financial advisors and their staff by understanding their needs and expectations, providing best practice guidance on operational topics, and supporting that their end goals are met. Before joining Commonwealth, Nathan worked in the marketing department for the Worcester Red Sox and the work-study program for Boston University’s Alumni Association. He received his BA in history with a minor in political science from Boston University. In his free time, he enjoys reading, running, shooting hoops, cooking, and playing video games. He is originally from Pittsburgh, Pennsylvania, and is a big Steelers and Pirates fan. He currently holds his FINRA Series 7 and 66 securities registrations, along with the Certified Plan Fiduciary Advisor (CPFA) designation.